Dyste Williams Provides Surgical Practice Insurance for Oral and Maxillofacial Surgeons in Minnesota, Wisconsin, and the Upper Midwest

Dyste Williams specializes in serving the insurance needs of Oral and Maxillofacial Surgeons. All the insurance you need is right here: a comprehensive package that provides business coverage as well as professional liability coverage. Travelers and OMSNIC, both highly rated insurance carriers, will protect your practice at some of the most reasonable costs in the industry.

Travelers Business Insurance Advantage
Travelers specializes in protecting the small business. They offer a comprehensive family of products designed to meet the needs of OMS practices.

All the core business coverages you need are together in one package. The Travelers program also offers advantages in coverage and pricing over other carriers who may not be familiar with the unique risk exposures of a busy OMS practice.

Business Owners Policy (BOP)
This is an office package that offers an affordable way to obtain property and liability insurance together. The Travelers package is enhanced to meet the special needs of an OMS practice. There is also important flexibility in the Travelers BOP to tailor limits and coverage.

Umbrella
This protects your practice from a catastrophic lawsuit by adding protection above what is provided by your core liability coverages. The Travelers Umbrella is an essential policy because OMS practices are highly vulnerable to expensive litigation.

Business Automobile
Travelers commercial auto coverage is cost effective and complete. You may also need hired and non-owned auto insurance if employees use their own cars to run occasional errands for your practice.

Workers Compensation
Travelers Workers Compensation is an affordable and innovative policy that integrates early intervention, advanced claim and medical technology and a return-to-work strategy.

Additional Essential Business Coverages
To be adequately protected from other risks to your practice, additional important liability coverages are available from Travelers. Consider adding Employment Practices Liability, Fiduciary Liability, Directors and Officers or Crime for a more comprehensive practice protection package.

OMSNIC Professional Liability Insurance
OMS National Insurance Company is the leading malpractice carrier exclusively serving the OMS. This highly rated company was formed more than 20 years ago by oral surgeons to meet the unique insurance needs of the specialty. OMSNIC is endorsed by the AAOMS and insures more than 80% of the specialty.
OMSNIC

Comprehensive Coverage
OMSNIC provides comprehensive yet affordable professional liability coverage, as well as a return on your investment through their Preferred Stock Program. Policy features include defense only coverage for Employment Practices Liability (EPL) and Department of Professional Regulation (DPR). Free tail coverage at retirement after 5 years as a policyholder. Generous discounts are available.

Defending the Specialty
OMSNIC is dedicated to reducing malpractice claims and their cost by the vigorous legal defense of oral and maxillofacial surgeons. As practitioners of the specialty, they know firsthand how to protect your reputation and practice.

Obtaining Coverage
Dyste Williams represents OMSNIC in Minnesota, North Dakota, and Wisconsin. Call us for more information, or download an Application, and fax to 952-593-5026.

For Graduating Residents with no previous private practice, OMSNIC has a special Resident Application. At the conclusion of the first year of coverage, Residents are asked to complete and submit a Resident Follow-up Application prior to renewal.

Risk Management for Surgeons
OMSNIC offers valuable risk management education to improve office systems, enhance care, and reduce the risk of litigation. Courses are developed with medical and legal experts, and offer CE credits and discounts. Policyholders also receive the Monitor newsletter. Call us for more information. Seminar schedule

Employee Benefits
Dyste Williams offers many options for the protection and well-being of practice employees. Employee Benefit packages are a cost effective way to keep valuable employees healthy and happy. Health insurance is a complex area where our knowledge and experience can save you significant dollars.

Personal Insurance for High Earners
OMS surgeons need comprehensive personal insurance coverage from top-rated carriers. Please ask us about insurance programs designed to protect your assets and your future success.

For more information, please contact Ted Dyste: 952-593-5025, toll free 800-800-6360, or tdyste@dystewilliams.com.

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